In Real estate there’s so many different avenues someone can take and building a home is definitely one of my most frequent requests. So why isn’t everyone doing it? The answer is pretty simple. The 3 most popular loans out there when purchasing a home are Rural Development, FHA, and Conventional loans. The reason is that you can use an RD loan for ZERO money down, FHA loan for as little as 3.5% down, and Conventional with 3 or 5%. The problem is those loan types with little to no money down are only for existing homes only. Getting a construction loan to build your dream home in the Lafayette,LA area could be 10%-20% down BEFORE you even start building. That’s just to access the funds to start the process. I’ve created a way my clients can build the home they want using whichever loan product fits their needs the best. I’ve partnered with a local builder with over 20 years of experience building and developing all in and around the Lafayette,LA area.